Get an interest-free loan in under 5 minutes
How it works

Receive a finance link
After your consultation the practice will send you a request by email or sms.

Choose how to pay
You click the link in the email and select the payment option that suits you best

And apply in 2 minutes
The credit application is really short, you can breeze through it in 2 minutes
Applying is easy and won’t affect your credit score
Finance applications only run soft credit checks, so if your application is unsuccessful your credit score won’t be affected.
9 out of 10 of our credit decisions are instant
If you’re approved, you just need to choose when you want payments to be collected each month and you can start the loan right away.
If you’re unsuccessful, you can easily refer the application to a friend or family member and have them apply on your behalf.
Payments are taken once a month and there are no hidden fees
Once your loan starts, payments are collected every month, you can easily change this online if you wish to.
You also won’t get charged an extra fee for things like repaying early, or even for missing a payment.
Once your last payment is through, that’s it, you’re done.
Frequently Asked Questions
To apply you’ll need to get in touch with your practice and make arrangements to receive treatment. Typically, this will involve a consultation.
Once the practice recommends a treatment plan and you are happy with it the reception team will discuss payment options with you and send you an email with a link to start your credit application online.
The application will require you to answer a few simple questions including details about yourself such as age, home address, income and anything that might affect your monthly expenditure.
The application is done entirely online, so it can be completed in-practice or at home. You will receive a decision on whether or not you are approved instantly.
Payments are taken once a month on a day of your choosing, but the first payment will always be taken upfront.
We will always make sure that there are at least 28 days between your first and your second payment, so in some cases, we might push your second payment to the following month.
After your loan starts, you will be able to change your payment day.
Your monthly payments are collected from your UK debit card.
Unfortunately we cannot accept credit cards or Amex, because this would constitute in financing credit with more credit.
Things don’t always go according to plan, but if this ever happens and you end up missing a payment, you won’t be charged any extra fees for it.
If you miss a payment, simply log back into your account and pay any outstanding amount.
If you have any difficulties making repayments, our team will always try and work out a repayment plan that suits what you are able to pay.
The loan agreements involve three parties:
The borrower: This would be you.
The credit intermediary: The practice, in this case Dr Vivek Shah.
The lender: This would be the company offering you the loan, The details of which will be provided to you with your loan offer.
Tabeo provides payments solutions for Dr Vivek Shah and many other healthcare businesses in the UK.
Tabeo may also act as credit broker and loan servicer, meaning that your loan will be written and managed entirely through Tabeo. Depending on your term and credit profile, Tabeo will only introduce you to one suitable lender.